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Call 763-244-3735
Client Center

Choose the Right Coverage for You & Your Family

You don’t want to leave those who depend on you financially vulnerable if anything were ever to happen. Protect them with the right policy in place. 

Let us help guide you through this process and find the best policy for your needs today!

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Questions? Call (763) 244-3735

Why You Should Get Life Insurance

It's a good idea to prepare for anything that might happen in order to keep your family financially safe should something unexpected happen to you. A proper Life Insurance policy can give you peace of mind knowing that your finances and beneficiaries are secure, from temporary to permanent coverage. Here are the top benefits of life insurance:

auto insurance, Insurance Specialists Team

Income Replacement


Your policy pays a lump sum benefits to your beneficiaries-tax free. Your family can use it to pay off debts, mortgages, your child's education, and other daily expenses.

ist, business insurance

Covers Funeral Expenses

Your life insurance policy can cover the cost of your funeral expenses.

Insurance Specialists Team, Home Insurance

Critical Illness & Retirement Benefits

Life insurance can have additional benefits, such as paying for expenses should you become sick and even building cash value which could then be used for your retirement.

Get Options for Your Life Insurance

Whatever your situation, we offer Life Insurance options, such as:

  • Individual Life Insurance

  • Group Life Insurance

  • Disability Insurance

  • Mortgage Protection Insurance


  • Long-Term Care Insurance

  • Second-To-Die Policy

  • Key Person (Key Men) Insurance

We understand that as things in your life change, so will your financial and insurance needs. That’s why it’s important to review your Life Insurance options with a specialist you can trust.

Contact Us
The Insurance Specialists Team

Why Choose The Insurance Specialists Team For Your Coverage?

The Insurance Specialists Team is a team of individuals who are passionate about helping you find the right life insurance that fits your needs. Our goal is simple: we want all our clients to enjoy peace of mind knowing they've chosen a quality life insurance plan!

  • Find affordable life insurance for your needs and budget

  • Access to top insurance companies we represent

  • Licensed insurance specialists will guide you through the process

  • More choices and options for your insurance needs.

  • Let our team of experts work with you today! Get your quote or call us at 763-244-3735.

    Contact Now

    What Our Clients Are Saying

    Be one of our happy and satisfied clients. We will always ensure that you get the best rates, the best policy, and the best service on your insurance.

    ''This is a wonderful team of individuals who quickly assess your insurance needs to find you the best and most affordable option out there. They are knowledgeable, friendly and helpful. I highly recommend working with them for your home and business needs.''

    -Jill Host

    '' We have been doing business with Insurance Specialist Team for 2 years now. We require fast turn around on insurance certificates on a weekly basis, sometimes multiple times a day. We have them in hand within 5-10 minutes on average which helps keep our business alive. The team is friendly, knowledgeable and always willing to do what they can to help out.''

    -Ryan Nelson

    ''IST is the best company I have ever had insurance through. Julie Evans and her staff are very attentive, helpful, and most of all kind. What I love most is that they never stop helping you. Instead of giving me a one and done policy, they regularly review my policies to see if they can save me more money. They go above and beyond for their clients. Highly recommended. No complaints.''

    -Lacey Smith

    ''We have been working with Insurance Specialist Team (IST) for some time now and extremely happy. Their service is outstanding as well as their ability to work seamlessly between our accounts in Minnesota and Arizona. We are true advocates of great customer service, and the IST continually exceeds our expectations every time.''

    -George Rongere