You’ve worked hard to secure yourself a safe an inviting place to call your own—now the next logical step is protecting you and your property from an array of risk exposures.
As your leading, local independent agency, we have the ability to shop multiple carriers nationwide, comparing rates and resulting in the best possible home insurance.
Questions? Call (763) 244-3735
The coverage of your home insurance policy may vary but here's what a typical homeowner' s insurance can cover:
Covers damages your home's physical structure in the event of fire, hurricanes and other covered disasters.
Things inside your home such as furniture, clothing, and appliances are covered from damages.
When an accident happens inside your home and someone is injured, this covers the medical or legal expenses .
Looking for specialty coverage, for those unique exposures vulnerable within your standard home insurance policy? Our fully adaptable policies can be customized with further endorsements, which may be purchased, to enhance your homeowners insurance! IST clients can benefit from additional coverage options, including:
Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance, wedding rings, guns, collections)
Umbrella Insurance policies (additional liability coverage)
Home business insurance policies
Animal Liability (liability issues due to household pets)
Multi-policy discounts and money-saving common cause deductibles
The Insurance Specialists Team we are proud homeowners too and is exactly why we are committed to helping you navigate through this critical policy decision.
We know what may work for one homeowner, won’t necessarily work for you. Which is exactly why we aim to create individualized insurance plans that reflect the distinct needs of you, your family and your unique home. Give us a call today 763.244.3735 to learn more about our home insurance policies.
The Insurance Specialists Team LLC. is committed to providing you with the best customer service to meet your insurance needs.
Do you have a questions about your policy? Need to check on a claim? Have you been in an accident? Specialists are here to help. Call us at 763-244.3735 or fill-out the message form.
Client Center is time-saving customer self-servicing tool.
Once logged in, you can view policy information, print your own policy related documents, submit policy change requests and more.
Best of all, you can access the Client Center 24/7, every day of the year.