Oops! Sorry!!


This site doesn't support Internet Explorer. Please use a modern browser like Chrome, Firefox or Edge.

Call 763-244-3735
Client Center

Get Your Home Insurance Here – Easy, Fast Local!

You’ve worked hard to secure yourself a safe an inviting place to call your own—now the next logical step is protecting you and your property from an array of risk exposures.

As your leading, local independent agency, we have the ability to shop multiple carriers nationwide, comparing rates and resulting in the best possible home insurance.

Get Quote

Questions? Call (763) 244-3735

What Your Home Insurance Policy Will Cover

The coverage of your home insurance policy may vary but here's what a typical homeowner' s insurance can cover:

home insurance, Insurance Specialists Team

Physical Property


Covers damages your home's physical structure in the event of fire, hurricanes and other covered disasters.

Insurance Specialists Team, Home Insurance

Personal Property 

Things inside your home such as furniture, clothing, and appliances are covered from damages.

Insurance Specialists Team, Home Insurance

Personal Liability

When an accident happens inside your home and someone is injured, this covers the medical or legal expenses .

Specialty Coverages Also Available

Looking for specialty coverage, for those unique exposures vulnerable within your standard home insurance policy? Our fully adaptable policies can be customized with further endorsements, which may be purchased, to enhance your homeowners insurance! IST clients can benefit from additional coverage options, including:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance, wedding rings, guns, collections)

  • Umbrella Insurance policies (additional liability coverage)

  • Home business insurance policies

  • Flood Insurance

  • Animal Liability (liability issues due to household pets)

  • Multi-policy discounts and money-saving common cause deductibles

Insurance Specialists Team, Home Insurance

Protect Your Home With The Insurance Specialists Team

The Insurance Specialists Team we are proud homeowners too and is exactly why we are committed to helping you navigate through this critical policy decision. 

We know what may work for one homeowner, won’t necessarily work for you. Which is exactly why we aim to create individualized insurance plans that reflect the distinct needs of you, your family and your unique home. Give us a call today 763.244.3735 to learn more about our home insurance policies.

Contact Us

Contact Us

The Insurance Specialists Team LLC. is committed to providing you with the best customer service to meet your insurance needs.


Do you have a questions about your policy? Need to check on a claim? Have you been in an accident? Specialists are here to help. Call us at 763-244.3735 or fill-out the message form.

Client Care Center

Client Center is time-saving customer self-servicing tool.

Once logged in, you can view policy information, print your own policy related documents, submit policy change requests and more.


 Best of all, you can access the Client Center 24/7, every day of the year.

Log in

All information you send is subject to our Privacy Policy