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Auto Insurance That Fits Your Needs– Easy, Fast, Local!

You don’t want to be caught without protection when something happens to your vehicle. Of course, it's crucial to have high quality protection that fits your needs and budget.

So, let us help you get back on the road quickly with quality protection that makes sense for you!

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Questions? Call (763) 244-3735

What Your Auto Insurance Policy Will Cover

A typical auto insurance policy covers the following

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Covers damages to your vehicle in case of a collision or accident on the road.

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Property Damage

Damages you caused to other people's property or vehicle are covered.

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Your policy may pay for loss and damages due to theft or vandalism.

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Personal Liability

If your vehicle caused injuries to someone else, your policy will pay for the damages

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Personal & Passenger Injury

In case of accident and injuries, you and your passengers can receive compensation.

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Natural Disasters

Pays for damages and expenses caused by natural disasters.

How Much Insurance Should You Carry?

Auto insurance requirements vary by state. When getting a policy, it's important to remember that there is a minimum liability required by state law that drivers must carry:

  • Personal Property Liability

  • Bodily Injury Liability

  • Not Fully Insured/Uninsured Motorist Liability 

Get Personalized Coverage for Your Vehicle

Auto insurance needs are individual. Agents at the Insurance Specialists Team can help you determine the best coverage for your needs. So, you have the best and correct coverage at the lowest cost.

Here are other coverage you may want to carry: 

  • Collision Coverage

  • Comprehensive Coverage

  • Personal Injury Protection

  • Medical Payments Coverage

  • Roadside Assistance

  • Rental Reimbursement

Insurance Specialists Team, Auto Insurance

Helping You Get the Best Insurance Solutions for Your Vehicle

The Insurance Specialists Team is a group of independent agents who will work to get you the best coverage at a price that fits your budget. We’ll help you evaluate and compare auto insurance policies  from several insurance companies, making it easy to find the auto insurance solution that best meets your needs.

Whether you need liability only or comprehensive coverage, we'll work hard to warn you about potential risks and strive to get you the most value out of your auto insurance. And if ever filing a claim, we'll be there with you every step of the way.Give us a call today 763.244.3735 to learn more about our auto insurance policies.

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What Our Clients Are Saying

Be one of our happy and satisfied clients. We will always ensure that you get the best rates, the best policy, and the best service on your insurance.

''This is a wonderful team of individuals who quickly assess your insurance needs to find you the best and most affordable option out there. They are knowledgeable, friendly and helpful. I highly recommend working with them for your home and business needs.''

-Jill Host

'' We have been doing business with Insurance Specialist Team for 2 years now. We require fast turn around on insurance certificates on a weekly basis, sometimes multiple times a day. We have them in hand within 5-10 minutes on average which helps keep our business alive. The team is friendly, knowledgeable and always willing to do what they can to help out.''

-Ryan Nelson

''IST is the best company I have ever had insurance through. Julie Evans and her staff are very attentive, helpful, and most of all kind. What I love most is that they never stop helping you. Instead of giving me a one and done policy, they regularly review my policies to see if they can save me more money. They go above and beyond for their clients. Highly recommended. No complaints.''

-Lacey Smith

''We have been working with Insurance Specialist Team (IST) for some time now and extremely happy. Their service is outstanding as well as their ability to work seamlessly between our accounts in Minnesota and Arizona. We are true advocates of great customer service, and the IST continually exceeds our expectations every time.''

-George Rongere