November 2019 / 5 posts found

Is It Time To Review Your Commercial Insurance?

Is it time to reveiw your commercial insurance? 763.244.3735 Businesses evolve and grow over time. Your insurance should be adjusted and reflect the current needs of the business. A solid wall of coverage ensures all the business has acheived and it’s future is secure. If you’ve added new equiptment, employees, promoted employess, added new buildings or locations then it’d be wise to review your insurance now. The Insurance specialists team has commercial specialists here for you including a master certified workers’ compensation advisor.

Minnesota: How To Easily Compare Insurance Quotes

by IST
Are you aware that you could receive a large discount by using an Independent Insurance Agent?  In addition, if you live in certain zip codes, you may get extremely low rates. For a long time, there was no easy way to compare quotes from all of these huge car insurance companies. You had to call or check one site, then jump to another and enter all of your information all over again.  Or the worst -some sites just took your info and sold it to a bunch of rookie agents who relentlessly called you. Then if you found a good […]

Happy Thanksgiving!

by IST

Do You Need Rideshare Insurance?

by IST
Driving for Uber, Lyft or other rideshare industry gigs has become a popular way  for people with a car to generate part time or fulltime income. It provides great flexability. In fact, full-time drivers $36,500 on average in 2018. While the flexible hours and extra income is enticing for many, it’s important to consider all the factors before diving into a career with Uber or Lyft. These rideshare companies provide drivers with insurance coverage, but many drivers don’t realize that they aren’t fully covered from the time they get in their car to the time they hang up the keys.  […]

Workers’ Compensation Insurance 101

It’s estimated over 55% of businesses overpay for their workers’ compensation insurance. There are many ways to reduce premiums, eliminate overcharges and headaches.  The Challenge is not shopping for the lowest quote rather finding an agent who knows work comp and how to reduce premiums and even get refunds for overcharges. It’s important to improve your risk profile by analyzing and addressing issues creating larger premiums. One of the biggest areas for improvement is the Audit. Work comp professionals have found Almost 80% of premium audits are incorrect. Sometime these errors are in the 100’s of thousands of dollars. So […]
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