June 2015 / 2 posts found

Do You Need a Personal Umbrella?

Use the quick form below to determine if you should consider an umbrella. Umbrellas aren’t just for the super wealthy. We live in a litigious society and umbrellas don’t cost much. In fact, they could be considered a bargain after a judgment. It’d be a sad day if you were determined liable for an at fault accident and had a judgment against you. For example:   $2,000,000 judgment – $30,000 (the state minimum auto liability limits) = Bad situation – especially when you find out how affordable an umbrella or just extra liability coverage costs.  It’s one of the few […]

The Truth about Water Damage

by IST
Most policies don’t come with backup of sewer and drains coverage.  It’s true.  Do you have this coverage?  How much do you have? Check the video below for the truth about water damage. What can be saved? What should you do first? What is the minimum amount of coverage one should include? What does it cost? According to the Insurance Information Institute most homeowner and business insurance policies do not cover sewer backup unless specific sewer backup coverage is added to the policy. Tim Peddycoart – home insurance specialist for the Insurance Specialists Team says to “Check and find out […]
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