Insurance / 40 posts found

2018 Driver Improvement Program 55+ Class Schedule

by IST
2018 DRIVER IMPROVEMENT PROGRAM 55+ CLASS SCHEDULE         Enroll in a course near you- www.mnsafetycenter.org or call 1-320-308-1400 First Time Basic 8 hour Course- 2 (4) hour sessions on consecutive days- $26.00 January 20 Saturday 9:00 AM to 5:30 PM Andover Sr. Center February 22 & 23 Thurs./Fri. Noon to 4:00 PM Connexus Energy, Ramsey March 13 & 14 Tues./Wed. 5:00 to 9:00 PM Plymouth Creek Community Center 27 Tuesday 9:00 AM to 5:30 PM First National Bank of Elk River April 3 & 4 Tues./Wed. 11:30 AM to 3:30 PM Nowthen Alliance Church May 8 & 9 […]

Make OSHA Record Keeping Easy With OSHA Logs

Make OSHA record keeping a breeze! As an employer, you’ll need to fill out just one very simple online form either on your computer or smartphone and you’ll be able to create all OSHA forms instantly. This includes the OSHA Form 300, 300 A and 301. You’ll be able to download, print, or email these documents just like any other PDF. And, since all the forms utilize one data source, you’ll eliminate the potential for mistakes between the forms.  Also, if you need to make a change, do it once and all three forms will be updated automatically. OSHALogs will […]

Is it Time to Replace Your Car Tires?

by IST
Your car’s tire performance is essential to both its safety and its efficiency. Tires eventually lose traction and braking ability, and should be replaced when necessary. When your tires are in tip-top shape, they ensure that you stay safe behind the wheel. Do Your Tires Need Replacing? Here’s how to determine if you need to replace your tires: Inspect tread wear bars. These are small bridges that form between your treads. If you look at your tread pattern and notice the beginnings of these bars starting to form between the treads or running across the tires, and then become flush […]

Prepare and protect your boat or RV in the off-season

by IST
Follow these tips to make sure your vehicle is ready for winter.         □ Review vehicle manuals for winterization and maintenance. □ Check rubber seals, gaskets, roof tops, decks, windows, etc. to prevent water intrusion. □ Remove anything that retains water. □ Turn cushions on edge to prevent mold and mildew. □ Fill gas tank to minimize condensation. Add a fuel stabilizer. □ Change oil/oil filter to protect your engine from impurities. □ Turn off refrigerator. Disconnect battery cables and turn off all battery switches or remove the battery completely. □ Open and clean drawers, lockers, refrigerator […]

Do You Need a Personal Umbrella?

Use the quick form below to determine if you should consider an umbrella. Umbrellas aren’t just for the super wealthy. We live in a litigious society and umbrellas don’t cost much. In fact, they could be considered a bargain after a judgment. It’d be a sad day if you were determined liable for an at fault accident and had a judgment against you. For example:   $2,000,000 judgment – $30,000 (the state minimum auto liability limits) = Bad situation – especially when you find out how affordable an umbrella or just extra liability coverage costs.  It’s one of the few […]

The Truth about Water Damage

by IST
Most policies don’t come with backup of sewer and drains coverage.  It’s true.  Do you have this coverage?  How much do you have? Check the video below for the truth about water damage. What can be saved? What should you do first? What is the minimum amount of coverage one should include? What does it cost? According to the Insurance Information Institute most homeowner and business insurance policies do not cover sewer backup unless specific sewer backup coverage is added to the policy. Tim Peddycoart – home insurance specialist for the Insurance Specialists Team says to “Check and find out […]

Tis the Season for Christmas Shoplifting…and for Stolen Gifts

by IST
              These holiday tips brought to you by The Insurance Specialists Team We are in the peak holiday shopping season. Whether your at Rosedale, Northtown mall, The MOA –  we’d like to suggest a few reminders about how to be safe and to prevent your gifts and other purchases from being stolen. Shopping during the holiday season can present many dangers, but following a few prevention measures can help keep your holiday season joyous.  Packages left in a car in plain site can be too much for criminals to resist. Please keep these safety […]

AAA Membership Special Limited Time Offer

by IST
AAA MEMBERSHIP Effective September 29, 2014 throughout 2015, we are pleased to announce a special limited time new member offer! • – Waive enrollment fee and One Free Associate with a New Primary Member when enrolling. • Free Associate must be added same time New Primary Member enrolled. • Only one “Free Associate” per new Household. • Free Basic (revised name “Classic”) Dues only for 1st Associate. PlusRV and PremierRV are at current rates. All other Associates can be added at the ½ priced rate • Not applicable to existing active members. • $5 Discount when adding Automatic Renewal – […]

Emergency Dental MN – A No Insurance Emergency MN Dentist

by IST
http://mndentist.org 952-334-8157 Do you need an emergency dental MN emergency dentist in Minneapolis, MN and suburbs now? Have an excruciating toothache you…

KTTC-MN: ObamaCare Increasing Health Insurance Costs For Mayo Clinic Employees

by IST
KTTC-MN: ObamaCare Increasing Health Insurance Costs For Mayo Clinic Employees (January 31, 2014)

IT Insurance

The Insurance Specialists Team specializes in IT insurance for technology businesses including self-employed individuals and IT consultants working from home. We understand the unique risks you face, that’s why we offer technology insurance that is customized to your specific needs. We cover a range of IT professionals including (but not limited to): IT consultants Application service providers Database administrators/designer Computer consultants Computer programmers Hardware installation experts Integration Specialists IT project managers Online security specialists Software developers System designers Website developers Professional liability insurance Professional liability insurance or errors and omissions insurance protects your business if there’s…

The Great 401(k) Flaw

by IST
401(k) plans have become widely used over the last 30 years. Unfortunately, the plan has many flaws. The biggest of which: is that when people reach the age they MUST begin withdrawing money from their plan. Age 59½. The 10 percent early withdrawal penalty on IRA withdrawals ends at age 59½. However, you are not required to take distributions until after you reach age 70½… AKA – the governments payday. How many of us were told to save tax deferred and then take out when you are retired and in a lower tax bracket? How many people can risk retiring […]

Good Moods or Bad Moods… They’re Contagious

by IST
People try to avoid picking up germs from someone who is coughing, but when they encounter a person who is in a bad mood, they can just as easily pick up their cranky vibes. Moods are contagious. It’s easy to catch a good mood. When you’re at work and co-workers have good news about something or someone, they want to share it with you. Excitedly, they announce the good news and everyone is in a better mood. The infectious quality of mood and emotion has been widely studied as a form of contagion. Without consciously trying, people are very good […]

Referral Corner

by IST
We want to thank you for your referrals over the years. We always ask our clients, “If they can just refer us one client per year, it would help us immensely.” We are grateful to everyone who’s referred someone our way, and we always love to have new people become part of our inner circle of friends and family. Simply send them our contact info. call 763.244.3735 , or email info@istmn.com or have them stop by one of the agency locations and tell them to tell us you sent them. We will give you a thank you and a Target […]

Grilling Safety

by IST
Summers mean backyard grilling – safely!   Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling in MN isn’t just about great food. Backyard barbecues often create treasured memories with friends and family.   Keep in mind, however, that when you grill, you’re literally playing with fire. Thousands of residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling accidents.   There’s good news, though: You can prevent grilling accidents by taking some simple precautions. The tips below can help ensure you cook only your […]

Why Families Need Life Insurance

by IST
Ben Van Houten the father of sextuplets died Wednesday night from a sudden heart attack, confirmed the Dykstra Life Story Funeral Homes in Holland, MI. Van Houten lived in the Holland area in western Michigan. In 2004, his wife, Amy, gave birth to six children over three days at a Grand Rapids hospital. They’re now 10 years old. The kids were joined by a sister, now 7. At this time, it’s necessary to ask, was the family properly covered with life insurance? Their grief must be astounding. But that anguish cannot be compounded with sudden poverty. Life insurance is critical […]

Car Insurance Quote MN l Get Free Car insurance Quotes in Minnesota

by IST
Car Insurance Quote MN Minnesota is the Land of over 10,000 Lakes. Suitable , since The Insurance Specialists Team of MN provides 10,000 pearls of knowledge and understanding (plus or minus a couple thousand) here about Minnesota car insurance. No matter where you live in Minnesota — Minneapolis to Moorehead to Mankato — you can score Insurance Specialists Team’s auto coverage and discover all the benefits and savings from it. Begin your free Minnesota car insurance quote, take advantage of our affordable policies, super savings options, and modern online tools. Plus, of course, the most informative insurance site on this, […]

Insurance Specialists Team Increases Odds of Saving on Home Insurance

by IST
PRLog – Global Press Release Distribution Insurance Specialists Team Increases Odds of Saving on Home Insurance Source: NorCal Press Dated: Mar. 09, 2014 Quickly becoming the leading home insurance provider for Minnesotans.  The Insurance Specialists Team “IST” has revised their site and added more carriers for faster and more comparisons.   MINNEAPOLIS — The Insurance Specialists Team “IST” represents the top A rated insurance companies.  Some of these companies are new to MN and selected IST top roll out their products. IST has experienced insurance specialists who can assist in making sure all coverage is correct and all discounts available […]

Is Your Home Insured Correctly?

by IST
  Most have seen photos or videos of the devastating tornadoes. Property is destroyed. Things are tossed for miles. If you’ve experienced severe storms and tornadoes you know how scary and the heartache of seeing everything you own gone within minutes. It’s no fun. Having a home doesn’t just require a huge financial investment. For most people, it also requires upkeep, hard work, and pride of ownership. So understanding how to properly insure your home is really important. Doing this will help get back on your feet if a tornado, storm, fire, or another such damages or destroys it. The […]

Out of luck after March 31

by IST
With all the talk about folks getting enrolled in the new Obamacare health plans, almost no one knows the critical nature of March 31. After that date, if you have not selected a health plan yet, you are out of luck until Jan. 1, 2015 — that is a long time to go without health insurance.   From April 1 until mid-October 2014, individuals cannot buy a health insurance policy (except for those with a “qualifying event” such as marriage, divorce, birth or adoption of a child, or loss of a job). And the policies you buy in October will […]

Antique and Classic Car Insurance

by IST
  IST and Classic Car Insurance     Insurance is a required for anyone wishing to travel across America. Sometimes it can seem expensive, unnecessary, and a pain in the rear. The first time someone backs into your car in a parking lot or you have your car stolen – right after you spent years and thousands of dollars restoring may be the first time you realize the importance of classic car insurance. It’s not just to recoup damages to your car but for your peace of mind. It is also a shield against any damages that you or your […]

MN Business Ethics Award — Western National Insurance Group

by IST
Minnesota business leaders honored three companies with the 2012 Minnesota Business Ethics Award (MBEA) on May 16. Western National Insurance Group is the Me…

Plumber Insurance – Plumbers insurance MN

by IST
Plumber insurance If you a plumber doing business in MN and are looking for the best plumbers insurance coverage, pricing, and an easy way to get bonds – you…

Insurance Minneapolis MN

by IST
http://www.youtube.com/watch?v=IX4NWw… You can get insurance quotes from the new Minneapolis location 333 Washington Ave. Ste. 300 Minneapolis, MN 55401 61…

car insurance mn

by IST
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RV & Travel Trailer Insurance MN

by IST
Motor homes, RV, travel trailers, camper trailers – put your minde at ease knowing you have the right insurance to protect your passions. Lakeside Insurance …

Insurance MN The Insurance Specialists Team

by IST
insurance quotes MN at http://istmn.com or call The Insurance Specialists Team (763)-263-0785 Big Lake Insurance Ham Lake insurance (763) 452-2145 Minneapoli…